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Convenient Methods That You Can Use When Finding The Right Breweries

If you think that looking for breweries near me is hard to do, you are mistaken because, in general, it is not difficult at all. The truth of the matter is that technological advancements, as well as the advent of the internet, have brought many possibilities, one of which is providing relevant information regarding breweries. But then again, if there is something that can help us search for breweries near me become a lot easier and simpler, of course, we grab the opportunity. There are now lots of methods of how you can effectively search for breweries near me like going online. Today, there is a rise in the number of breweries all over the world, and in many cases, they exist in areas of cities or regions where the brewery is known as part of the urban development plan. The idea behind this is that local businesses are allowed to set-up shops at the heart of the city because its presence can bring lots of other businesses that will call the area their home. You may not know about it but there are actually lots of breweries that have restaurants associated with them, enabling them to garner a strong place in the community.

So, yeah, one of the ways on how you can find a good brewery is to get on the internet and make use of any of the search engines available to check them out. No matter what it is, may it be that you are searching for breweries within your locale, or outside of it, the bottom line is that you are bound to get a lot more results than what you have imagined. Not only that, there goes the fact as well that you will also find breweries that are a little less than conventional when it comes to the way they operate. You can actually say that searching online is the easiest and most convenient way for you to find breweries, particularly with how breweries already have their own websites which users can visit.

The next method that we have here in our list has something to do with using Find a Brewery map that is specially designed to help those who are searching for breweries know how close they are to their favorite large or small breweries. These maps have craft brewery lists that are updated and can bring data straight to you. The objective of these maps is to assist and help online users learn about craft beers as well as online breweries.

It is also advisable for you to seek for suggestions from people who have tried searching for the best breweries like your colleagues, your family members, or even your friends.

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Offshore Banking – Fiction Vs Fact

FICTION: Offshore banking can’t be that good because they can’t really pay the high interest rates they offer. If they could really pay those rates then U.S. banks would try to be competitive and have the same interest rates.

FACT: Examine closely the financial statements of any U.S. Bank. You will see that their “gross” profits against customer deposits can range from 25% to 40% — but — they have laws written in stone to limit the interest amount they can pay customers on their deposits. The U.S. banks place their earnings into unnecessary frills and non-productive expenditures like fancy buildings etc., while offshore banking facilities don’t do this and share their profits with their customers.

FICTION: Offshore banking isn’t regulated, so you are at risk of losing all money deposited with them.

FACT: The truth is that every country in the free world has regulations, rules and laws governing financial institutions and banks. Those regulations, rules, and laws, however, are much less restrictive than the “protectionist” U.S. banking regulations, rules, and laws and allow the offshore banking industry better opportunity to earn much greater profits for their investors and depositors.

FICTION: Offshore banking facilities are not insured by the F.D.I.C.

FACT: Some of the banks are but not that many. If they are, they must comply with the same protectionist banking regulations and rules as all the other F.D.I.C. insured banks. But, the majority of offshore banking facilities are insured; one way or another.

Depositor insurance programs similar to the F.D.I.C. program have been established in some countries, so that the banks in those countries have their deposits insured. Independent insurance companies insure the deposits of offshore banking facilities in other countries AND unlike the F.D.I.C., insure 100% of the banks deposits; not just those under $100,000. (By the way, some of the banks in the U.S. insure their deposits with independent insurance companies and many banks in the U.S. are not F.D.I.C. insured)

Offshore banking is “self-insured” for the most part which means those banks have a liquidity factor equal to 100% (or more) of the deposits on the books. Those banks have $1 (or more) in liquid assets for every $1 held on deposit. Therefore, there is no bank run because they can cover any depositor demand.

Self-insured offshore banking is actually more secure than F.D.I.C. insured U.S. banking. Why? Because the F.D.I.C. insured U.S. banks are permitted to maintain a liquidity factor equivalent to approximately 10 percent of their public deposits. (Is it any wonder why more U.S. banks fail each year than in any other country?)

Which kind of bank would you feel more safe having your money in? An offshore banking institution which as one dollar in cash for every dollar on deposit, or a U.S. bank which as ten cents in cash for every dollar that shows up on the deposit statement they give their clients?

FICTION: Offshore banking isn’t as big or strong as U.S. banking.

FACT: Of the strongest and largest big banks in the world (in assets), one bank ONLY is located in the United States:

Here are the safest offshore banks in the world, according to a ranking done in 2007 after examining their total assets in US dollars. This ranking is compiled from balance sheet information included on AllBanks.org

1 UBS AG Switzerland 2 Barclays UK 3 The Royal Bank of Scotland Group UK 4 Deutsche Bank AG Germany 5 BNP Paribas SA France 6 The Bank of Tokyo-Mitsubishi UFJ Ltd Japan 7 ABN AMRO Holding NV Netherlands 8 Societe Generale France 9 Credit Agricole SA France 10 Bank of America NA USA

2008/2009 UPDATE AFTER THE FINANCIAL COLLAPSE OF 2008

Germany’s largest bank, Deutsche Bank AG, reported a fourth quarter loss of about $6.3 billion. A year earlier, the bank posted a profit of about $1.3 billion (1 billion euros), Bloomberg reported.

Royal Bank of Scotland is expected to post losses of as high as £1.7 billion.

Bucking the trend is a bank not even on the list above and that bank is Standard Chartered bank which is expecting to post profits of 1.3 billion pounds. I have a contact who can help you open an account at this bank for your company if you desire to do so. The account would be in Hong Kong.

Another bank I know about is rated AAA by an independent rating service and if you are not from the U.S. or if you are from the U.S. and have a foreign LLC or IBC to open the account with then you can deposit $15,000 and get involved in their borrow low and deposit high program which has earned depositors as much as 100% per year on their deposit. It is easy to open an account there.

FICTION: Offshore banking must not be very good, or more facilities would advertise their services in newspapers and magazines in the U.S.

FACT: Offshore banking in general is restricted by law from advertising in magazines, newspapers, radio and on T.V. unless they come under the same protectionist rules and regulations that are placed upon U.S. banks. Knowing that, you should be cautious about doing business with any offshore banking facility that publicly advertises in the U.S. media. Because you can be very sure that they have sold-out to the U.S. banking establishment and that establishment will end up selling you out to those who make the rules.

FICTION: Offshore banking is only for the wealthy.

FACT: About 25 years ago, that may have been true. But I know of about three offshore banking facilities that will allow you to open an account for as little as $500. One of these is in the Asia, another in Europe, and another in Latin America.

FICTION: Opening an account at an offshore banking facility is too difficult, and it is very difficult to get a withdrawal when you need it.

FACT: Opening an account at an offshore banking facility is easy because you just follow the instructions they give to you. Getting your money out only requires a request that you fax or email with an attachment included.

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Amazing Advantages of Booking a Flower Delivery Online

Ever since the internet was invented, it became a life changing asset to some business establishments and consumers because of its development it helps in coping with the fast demand of convenient and cost-effective services. That is the explanation numerous people will orchestrate things and organizations online for it is beneficial and down to earth. It is useful to book a flower delivery online for such a noteworthy number of reasons that you need to know. To have a predominant appreciation about this, here are the dumbfounding points of interest of booking a flower delivery on the web.

Booking a flower delivery online is useful in light of the way that you can do this with your gadgets. You can pick your inclinations in picking the sort of flowers that you like and they will make it for you and convey them to where you need it to be conveyed. To find out about this, you can click this connection and find out additional.

Booking a flower delivery online encourages you to choose your preferred flowers which can coordinate the inclinations of the beneficiary just as your financial limit. You can browse their catalogs online and you can easily compare the prices for each flower design. To get some answers concerning this, you can click this site and see progressively here.

Booking a flower delivery online helps you to save time and effort because it will deliver the flowers and they offer same day deliveries as well. This urges you to keep you verified when there is exceptional occasion and you can’t come. The recipient will also feel special when they receive flowers from you in behalf of your presence. To know more about this, you can click this link and learn more.

Booking a flower delivery online sets aside you cash for your fuel or charge which makes it practical. Online flower shops can also operate 24 hours a day and can accommodate you anytime of the day. To get some answers concerning this, you can click this site and discover extra.

Booking a flower delivery online is definitely not hard to process since you are simply going to pick the sorts of flowers and the strategy that you like to be passed on. They will deliver your order on time and in perfect condition. To know more about this, you can click this link and learn more here.

These are the amazing benefits of booking a flower delivery online that you need to take into consideration. If you want to know more about this, you can click this link and learn more here.
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3 Reasons Why Hiring A Fitness Personal Trainer is A Good Idea

There are hundreds and thousands of people around the world that promise themselves that they will live a fitter and healthier lifestyle next year. Reaching your fitness goals is hard enough; how much more if you try doing it alone? Since you need all the help you can get, are fitness personal trainers your best option? If you really want to succeed with your fitness goals this time around, then, yes, fitness personal trainers are a very good idea. And main reason why fitness personal trainers are so great is that they offer benefit after benefit to their trainees. It is only natural that you are interested to learn more about the benefits they can offer. Here, we are going to go through a few of the greatest benefits you will receive from fitness personal trainers. So out of all the great benefits, here are only the top 3.

Personalized program is one of the greatest benefits to hiring fitness personal trainers. The body works differently in each individual, which is why it is never good to follow a ready-made program for everyone to try. You should follow a program that is for your body type and not for the general body types. But with a personalized program created by your fitness personal trainer, you can be sure that it will help you reach your fitness goals. So this wonderful benefit is yours if you hire a fitness personal trainer to be by your side.

Fitness personal trainers provide a reasonable fitness plan and goal. It is never wise to make unreachable and unreasonable fitness goals because, if you cannot fulfill it, then you will be discouraged right away. You try to fulfill those goals in the shortest possible time. But you should know that it takes time to reach those fitness goals. You can run to your fitness personal trainer and ask them to make a long term plan to reach those fitness goals; it does not matter how long it takes as long as you reach there. So if you want to reach your fitness goals, then you should really hire a fitness personal trainer.

Encouragment and support is yet another one of the greatest benefits to hiring fitness personal trainers. There are going to be lows and discouragements in any journey to fitness. You will have so many questions and doubts that could lead you to abandon your fitness goals and live your old, unhealthy lifestyle. You can trust that your fitness personal trainer will always encourage you, always inspire you, always motive you even through these moments of discouragement, thus you will be able to push through and try again. So if you want to reach your fitness goals, then you should really hire a fitness personal trainer.

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